Here are three examples of potential situations you could find yourself in, and how much repairs could cost you without home contents insurance:
1. During a storm, a tree branch in your yard breaks and falls through your bedroom window. As a result, the dresser and bedside table break. Without home contents insurance, you’ll have to pay close to 550€ to get a new dresser and bedside table.
2. While you’re at work there is a bad storm. The storm ruins your basement floors and your new carpet. It will cost you around 400€ to buy a replacement carpet.
3. You travel to Berlin for a weekend with your family. While you are gone, a thief breaks into your house and steals your belongings, including your laptop, TV and jewelry. The total sum of everything that the thief steals is 2,000€!