Legal Insurance Germany

Legal Insurance Germany2021-01-06T15:25:26+01:00

The process of finding the right legal insurance in Germany for expats can be overwhelming. Maybe you don’t know if you need legal insurance, or you don’t know which legal insurance to choose. You’re not alone! There’s a lot to consider. But you’re at the right place! This guide has all the information you need on legal insurance in Germany.

Legal insurance in Germany serves two purposes:

  • To reimburse you your court costs and lawyer fees
  • To give support and advice from lawyers

Legal fees are expensive, no matter where you live. Especially for expats in Germany, legal disputes can be confusing, costly, and time consuming. Lawyers on average cost between €150-500 per hour. That’s a lot of money, but there’s an easy solution. Protecting yourself from hefty lawyer fees and court costs is simple and affordable.

Private

  • Indemnity legal protection
  • Private Contracts
  • Disputes with administrative authorities

Professional

  • Disputes with your employer
  • Defense in disciplinary and professional conduct cases

Traffic Offense

  • Indemnity legal protection
  • Legal protection in contract and property law (e.g. after buying a car)
  • Misdemeanor legal protection
  • Disputes with financial authorities
  • Disputes with administrative authorities
  • Criminal legal protection
  • Parking violations
  • Driving of external vehicles through insured persons

Renters

  • Disputes with your landlord
  • Disputes with neighbors

You can usually purchase the first three types of legal insurance (private, professional & traffic offense) in one policy. Many legal insurance providers offer policies that include all three because legal cases happen most often within these sectors.

The exact coverage, however, ultimately depends on which insurance policy you buy. For instance, basic plans normally do not include legal protection for inheritance law, tax law or divorce law. In most cases you must explicitly choose to add these to your legal insurance plan.

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