[vc_row][vc_column][vc_empty_space][vc_empty_space][insuranced_title title_tag=”h2″ title=”So holst du dir mehrere 1.000€ von der Versicherung – Tarif UKV Vorsorge Privat”][vc_single_image image=”10119″ img_size=”large” alignment=”center” style=”vc_box_shadow_3d”][insuranced_text_block]

Today I want to introduce you to something really awesome. One way you can buy new glasses or contacts right away and pay a lot less for them. You can benefit immediately and there is no catch.

This is the UCT provision private supplementary insurance . And because you can make use of services for 2020 and also for 2021, it is worth twice as much.


Since you will surely ask yourself how exactly everything can work and why an insurer offers such a tariff, I would like to explain everything to you in detail below.

The word that makes all of this possible “Calendar year” . In the tariff UCT private provision, the benefits always relate to a calendar year and not, as in other supplementary health insurances, to eg 12 months / 24 months. This has the effect that even with only one contribution in the current year, you still have full entitlement to the benefits for this year. That’s actually the whole magic. Below you will find all the services listed again in detail for you. The tariff UKV Vorsorge Privat can do much more than “just” pay for your new glasses.

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[/insuranced_text][vc_empty_space][insuranced_button button=”url:https%3A%2F%2Fwww.ukv.de%2FKVOnline%2Fservlet%2FVorsorgePRIVAT%3FMandant%3Dcmsukv%26Style%3DCMS_neu%26VERM_ID%3D180191254%26ADE_ID%3D1633476%26Berater%3D1234|title:Jetzt%20Tarif%20in%205%20Minuten%20online%20abschlie%C3%9Fen|target:%20_blank|” color=”#ffffff” bgcolor=”#dd3333″ h_color=”#1e73be”][vc_empty_space][vc_empty_space][vc_empty_space][insuranced_title title_tag=”h3″ title=”Wie genau funktioniert es?”][vc_empty_space][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_single_image image=”4238″ img_size=”large” alignment=”center”][/vc_column][vc_column width=”1/2″][vc_single_image image=”4244″ img_size=”large” alignment=”center” style=”vc_box_rounded”][/vc_column][/vc_row][vc_row][vc_column][vc_zigzag][vc_empty_space][vc_empty_space][insuranced_title title_tag=”h3″ title=”Wie viel genau wirst du sparen?” text=”Im nachfolgenden Rechenbeispiel (aus 2018, gilt genauso für 2020/2021) zeige ich dir auf den Cent genau, wie viel du sparen wirst (allein nur beim Brillenkauf!)”][vc_single_image image=”4388″ img_size=”full” alignment=”center” style=”vc_box_rounded”][insuranced_text_block css=”.vc_custom_1593689705155{background-color: #c2e8c2 !important;}”]

So you always get the full benefits for two calendar years, no matter in which month you actually take out the insurance.



1. The invoice date must of course TO the date of the start of insurance (start of insurance e.g. 01.12.2020 – glasses invoice 15.11.2020 – NOT POSSIBLE !!!).


It’s actually logical, but in the end there is always someone who wasn’t aware of this and who then complains :-P


2. You can still apply the tariff retrospectively close by December 1st, 2020 (if you read the article here in December 2020). However, this is only possible until December 15th, 2020. However, your invoice for glasses, for example, still has to be dated after December 15th, 2020.

[/insuranced_text_block][vc_empty_space][vc_empty_space][insuranced_button button=”url:https%3A%2F%2Fwww.ukv.de%2FKVOnline%2Fservlet%2FVorsorgePRIVAT%3FMandant%3Dcmsukv%26Style%3DCMS_neu%26VERM_ID%3D180191254%26ADE_ID%3D1633476%26Berater%3D1234|title:Tarif%20ohne%20Wartezeiten%20jetzt%20online%20beantragen!|target:%20_blank|” color=”#ffffff” bgcolor=”#dd3333″ h_color=”#1e73be”][vc_empty_space][vc_empty_space][vc_empty_space][insuranced_title title_tag=”h3″ title=”Die kompletten Leistungen “UKV Vorsorge PRIVAT“ in der Übersicht” text=”Es gibt nicht nur Erstattungen für Sehhilfen in diesem Tarif sondern auch für Vorsorgeuntersuchungen, Augenlasern oder Schutzimpfungen. Alle Leistungen sind miteinander kombinierbar. Das heißt, du kannst jede Leistung für sich selbst nutzen, ohne, dass es die anderen Leistungen in der Erstattung beeinflusst.”][/vc_column][/vc_row][vc_row][vc_column width=”1/3″][vc_single_image image=”4279″ img_size=”medium”][insuranced_text_block]

✓ glasses (also sunglasses with prescription)
✓ contact lenses
✓ Additional examinations by the ophthalmologist


400 € for 2020/21

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✓ Cancer screening
✓ blood tests
✓ Health check-up


500 € for 2020/21

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✓ during an eye laser treatment


500 € for 2020/21 (or 1,500 € in total over the term)

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✓ hearing aids
✓ Protective measures to protect your hearing
800 € within 5 years

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✓ Travel vaccinations suitable for the travel destination
✓ jaundice, malaria
300 € for 2020/21

[/insuranced_text_block][/vc_column][vc_column width=”1/3″][vc_empty_space][insuranced_text_block title=”Alle Bedingungen und Tarif-Details als PDF”]Anyone who doesn’t trust the whole thing can read everything here again directly in the insurance AGBS and tariff conditions ;-)


Tariff Pension PRIVATE (PDF, 75 KB)

AVB (PDF, 138 KB)[/insuranced_text_block][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space][vc_empty_space][vc_zigzag][vc_empty_space][insuranced_text_block title_tag=”h3″ title=”Der Gesamtvorteil liegt bei über 1.000€ für dich!!!”]And if you don’t need glasses, the check-ups alone are enough for you (500 € benefit for 2020 + 2021) your contributions from December 1st, 2020 to December 31st, 2021 (€ 226.85) without any problems and make a big plus.


Financial advantage for you only for preventive examinations: + € 273.15[/insuranced_text_block][vc_empty_space][vc_zigzag][vc_empty_space][vc_empty_space][insuranced_title title_tag=”h3″ title=”Die Kündigungsmöglichkeiten des Tarifs UKV Vorsorge Privat” text=”Wann genau und wie kannst du den Tarif “UKV Vorsorge PRIVAT“ wieder kündigen?”][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][insuranced_text_block title_tag=”h2″]You can cancel this “PRIVATE provision” tariff of the UKV, if concluded by December 1st, 2020 (important!), For the first time on December 31st, 2021 – thereafter always annually on December 31st. of the year with 3 months’ notice.

Specifically, this means for you that you can use all of the services mentioned in full for 2020 and 2021 and then simply cancel the contract on December 31, 2021 if you no longer want to use the services in the future or were not satisfied.

You are of course still entitled to the benefits for 2020/2021 if the tariff was canceled on December 31, 2021.

As you can see, there is actually no catch to this offer. And everyone who has already used this deal in 2017, 2018 or 2019 is very satisfied![/insuranced_text_block][/vc_column][vc_column width=”1/2″][vc_single_image image=”4335″ img_size=”large” alignment=”center” style=”vc_box_rounded”][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_zigzag][vc_empty_space][vc_empty_space][insuranced_text code=”JTVCcHMyaWQlMjBpZCUzRCUyN29ubGluZS1hYnNjaGx1c3MlMjclMjB0YXJnZXQlM0QlMjclMjclMkYlNUQ=”][/insuranced_text][vc_single_image image=”4012″ img_size=”medium” alignment=”center”][/vc_column][vc_column width=”1/2″][vc_zigzag][vc_empty_space][vc_empty_space][insuranced_title title_tag=”h2″ title=”Wie kannst du deine Rechnungen einreichen?”][insuranced_text_block]

When you have received bills for your glasses or medical check-ups, you can easily submit them to the insurer using the app on your mobile phone. Just take a photo of the invoices and you will have the refund in your account in a few days.

Easy. For sure. Fast.

You can download the invoice app for free here:


iOS Android

[/insuranced_text_block][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space][vc_zigzag][vc_empty_space][vc_empty_space][insuranced_title title_tag=”h3″ title=”Jetzt UKV Vorsorge Privat Tarif in wenigen Minuten online beantragen” text=”Der Abschluss kann komplett an deinem PC stattfinden. Du musst lediglich auf nachfolgenden Button “Jetzt in wenigen Minuten online abschließen“ klicken und den Anweisungen im neuen Fenster folgen. Es ist wirklich super einfach. In wenigen Tagen bekommst du dann Post von der Versicherung und kannst sofort Rechnungen einreichen!”][/vc_column][/vc_row][vc_row][vc_column][insuranced_button button=”url:https%3A%2F%2Fwww.ukv.de%2FKVOnline%2Fservlet%2FVorsorgePRIVAT%3FMandant%3Dcmsukv%26Style%3DCMS_neu%26VERM_ID%3D180191254%26ADE_ID%3D1633476%26Berater%3D1234|title:Jetzt%20in%20wenigen%20Minuten%20online%20abschlie%C3%9Fen!|target:%20_blank|” bgcolor=”#dd3333″ h_color=”#1e73be” color=”#ffffff”][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space][vc_zigzag][vc_empty_space][vc_empty_space][insuranced_title title_tag=”h3″ title=”FAQ – Häufige Fragen zum Tarif UKV Vorsorge Privat”][/vc_column][/vc_row][vc_row][vc_column][insuranced_accordian][insuranced_accordian_item title=”Warum macht eine Versicherungen so einen “Deal“?”]The “deal” itself does not come from the insurance company. We recognized this and listed it for you in detail. We basically only use the contractual terms of the UKV Vorsorge Privat and interpret them optimally for you as a customer. In the end, an “insurance deal”, “trick” or whatever you want to call it comes out. The insurance is of course aware that the tariff can be used in this way. But the insurance also knows that many people will still not use the insurance and will also forget to cancel. So in the end it is worthwhile for the insurance company. Incidentally, this is the same principle as in fitness studios. Many register and pay, but few actually go.[/insuranced_accordian_item][/insuranced_accordian][/vc_column][/vc_row][vc_row][vc_column][insuranced_accordian][insuranced_accordian_item title=”Ab wann kann ich eine Rechnung einreichen?”]Even if this is actually extremely obvious and logical, this is the question that hits me the most: When can I submit an invoice for the UCT private pension plan? The answer: after you have completed the tariff. AFTER THIS! The only thing you have to keep in mind here is that if your insurance starts on December 1st, 2019, none of your invoices may have a date before December 1st, 2019. Because then the tariff UKV Vorsorge Privat would not pay, which makes sense because you did not have the insurance on any date before December 1st, 2019. So: Any date after December 1st, 2019 will work on your invoice. The End. No ifs, no buts, no exceptions. Nothing. That’s it :-)[/insuranced_accordian_item][/insuranced_accordian][/vc_column][/vc_row][vc_row][vc_column][insuranced_accordian][insuranced_accordian_item title=”Kannst du Rechnungen kombinieren?”]Yes, you can submit an invoice for glasses and an invoice for contact lenses, for example, in the UKV Vorsorge Privat tariff. The limit is just € 400 for 2 calendar years. The same applies to the other services. These can all be combined with one another.[/insuranced_accordian_item][/insuranced_accordian][/vc_column][/vc_row][vc_row][vc_column][insuranced_accordian][insuranced_accordian_item title=”Werden nur Rechnungen für Gläser oder Gestell erstattet oder komplett die ganze Brille?”]Since there is always confusion here too: The reimbursement applies to a complete pair of glasses. Including frame and glasses. So you don’t just pay for the frame or just for the glasses. Here, too, the UCT private provision tariff has top conditions for you as a customer.[/insuranced_accordian_item][/insuranced_accordian][/vc_column][/vc_row][vc_row][vc_column][insuranced_accordian][insuranced_accordian_item title=”Kannst du den Tarif UKV Vorsorge Privat auch als Privatversicherter abschließen?”]No. Supplementary health insurance can only be taken out by people who are covered by statutory health insurance.[/insuranced_accordian_item][/insuranced_accordian][/vc_column][/vc_row][vc_row][vc_column][insuranced_accordian][insuranced_accordian_item title=”Wie lange muss der Vertrag mindestens laufen?”]If you conclude the contract in 2020 (regardless of when in 2020), the earliest termination date is December 31, 2021.

You can also read this out from the insurance conditions of the UVK Vorsorge Privat tariff:

(1) The insurance contract is initially based on the Duration of two
Insurance years completed. It silently extends
by one insurance year if he is not with the policyholder
notice of termination of three months.
(2) As The calendar year applies to the insurance year. If the insurance contract does not start on January 1st of a year, the first insurance year ends on December 31st of the current calendar year. Change
of the tariff, increases or reductions in the daily hospital allowance
have no influence on the insurance year.[/insuranced_accordian_item][/insuranced_accordian][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space][vc_empty_space][/vc_column][/vc_row]